Hurricane Sandy Scam Beware!

Central National Bank wants all of its customers to be educated about current frauds that are occurring.   In light of recent events with Hurricane Sandy, we want you to be aware that there are criminals out there that will attempt to scam you.  The most popular scams with this type of event are fake charity organizations and people who promise to help with repairs and clean up but instead they pocket your money and provide no service or assistance.

Before you donate:

Give to only charities you know and trust, such as the American Red Cross.

• Check a charity before you donate. The Better Business Bureau’s Wise Giving Alliance is readily available on the Internet.
• Be alert for charities that seem to have sprung up overnight.
• Ask if the caller is a paid fundraiser, who he or she works for, and what percent of your donation goes to the charity vs. the fundraiser.
• Don’t give out personal or financial information unless you know the charity is reputable.
•  Be on alert for charities with similar sounding names, such as The United States Red Cross or the American Cancer Service.
• Never send cash. You can’t be sure the organization will receive your donation, and you won’t have a record for tax purposes. 

If you need to hire a contractor, be sure to:

• Ask for copies of the contractor’s general liability and worker’s compensation insurance.
• Check the contractor’s identification and references.
• Avoid paying more than the minimum in advance.
• Deal with reputable people in your community.
• Call local law enforcement and the Better Business Bureau if you suspect a con.

 Source:  http://www.ftc.gov/opa/2012/10/hurricane_sandy.shtm