Online Holiday Shopping Safety Tips for Consumers

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Central National Bank cares about your online safety. As a result, we want to help safeguard your financial data and information, so we are sharing some valuable information with you.

As the holiday shopping season begins, several organizations have released tips to raise consumers’ awareness of and protect themselves against phishing scams and malware campaigns.

A blog by US CERT (The United States Computer Emergency Readiness Team) identifies several ways malware may be delivered to unsuspecting consumers, including infected holiday-themed electronic greeting cards, media, and screensavers. Phishing scams may arrive under the guise of requests for charitable contributions, credit card applications, and online shopping advertisements. The blog includes several tips on how consumers may protect themselves and provides a link to their Shopping Safely Online site for more information.

The following scams top McAfee’s list of the top 12 Christmas scams for consumers to be on the lookout for:

1. Social media scams

2. Malicious mobile apps

3. Travel scams

4. Holiday spam/phishing

5. The new iPad, iPhone 5, and other hot holiday gift scams

Click here to see the full list and read McAfee’s tips to consumers on protecting themselves during the holiday and year-round.

In its article, “Stay safe online on Cyber Monday”, Consumer Reports offers online shoppers several safety tips that apply anytime you are shopping online, including:

  • Never use the same password for multiple sites.
  • Create and use separate e-mail addresses.
  • Never use any part of your name or any other easily guessed word in your password.
  • Use a strong password, including a mixture of letters, numbers, and special characters.
  • Verify that the site you’re doing business with is a known and trusted retailer.