Agricultural Lending
Central National Bank has competitive rates and terms customized for your operation, as well as a variety of agriculture lending products. Our experienced agricultural Loan Officers are here to help you, whether you need short-term cattle and operating credit or long term financing for farm real estate and machinery. Central National Bank is your one-stop ag lender. CNB also participates in the Oklahoma State Agriculture Linked Deposit Program.
Agriculture loans are designed for farmers and ranchers who need credit for:
- Financing crop and livestock production expenses
- Purchasing equipment
- Breeding livestock
- Purchasing land for the purpose of farming or ranching (not rural residences)
Agriculture loan features
- Can be used to purchase equipment or real estate, or finance the production of crops and livestock
- Provides a one-time lump sum or revolving line of credit
- Secured by the equipment or land you’re financing
- Convenient repayment terms, including quarterly, semiannual, and annual payments for customers with seasonal revenues
- Supported by a specialized agriculture lending team
- Maximum term up to 7 years on breeding stock and machinery
- Maximum term of 20 years of real estate
