Agricultural Operating Loans

Central National Bank offers agricultural operating loans that are revolving lines of credit and we customize them to meet your needs. Our expert lenders can help you plan for the upcoming year and we can even structure the loan so that it meets any specific cash flow requirements that you may have.

According to the Farm Service Agency, operating loans may be used to purchase a variety of  items to help run your ag operation, including livestock and feed, farm equipment and the fuel necessary to run it, even insurance. Operating loans can also be used to pay for minor structure  improvements, costs associated with the development of land and water, and family subsistence. Under certain conditions, the loan can also be used to refinance debts.