Consumer Loans

PrintFriendly and PDF

CNB offers many consumer loan products, whether you need a new or used car, a boat or  you want to take that dream vacation. We can take loan applications over the phone, or in person at any of our branches. Some loans can even be obtained by qualifying individuals with no collateral. CNB offers competitive rates and flexible terms including up to 72 months on new vehicle loans and up to 60 months on late model vehicles. We also offer financing on new and use boats, travel trailers, motorcycles and ATVs. The term for the loan with no collateral can be up to 36 months for qualifying customers.

Type of Loan Year of Vehicle Max Term
Car/Truck/SUV 2010-2012 72 months
Car/Truck/SUV 2000-2009 54 months
Car/Truck/SUV 1999-1992 24 months
Motorcycle/ATV/Personal Watercraft 2010-2012 72 months
Motorcycle/ATV/Personal Watercraft 2008-2009 54 months
Motorcycle/ATV/Personal Watercraft 2007 48 months
Motorhome/Travel Trailer/Boat 2010-2012 72 months
Motorhome/Travel Trailer/Boat 2008-2009 54 months
Motorhome/Travel Trailer/Boat 2006-2007 48 months
Motorhome/Travel Trailer/Boat 2005 42 months

* interest rate varies depending on term of loan

Type of Loan Amount Max Term
Unsecured Loans $1,000 to $1,999 12 months
Unsecured Loans $2,000 to $2,999 24 months
Unsecured Loans $3,000 to $5,000 36 months