Payment Solutions

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Complementing our full range of traditional banking services, CNB also features a Payments Division. Rooted in our desire to innovate new financial services and products, CNB’s Payments Division has been an issuer and processor of prepaid cards for the past decade, sponsoring over one million cards. We issue Visa®, MasterCard®, and Discover® prepaid cards while working with industry leading processors to help create value leading and feature-rich prepaid programs.   We provide the wide array of services you would expect from a larger financial institution but because we are a community bank, our unique personal touch makes you feel right at home.

Debit Card Processing

Prepaid Cards

ATM Driving

Please Contact:


Mark Sumby

SVP, Business Development

Phone: (580) 548-6673


A native of New Zealand, Sumby is an experienced international businessman and payment industry expert. His career in payments spans more than 11 years and includes positions at Wildcard Systems, First Data Corporation, American Express and FCB Banks. As Director of Prepaid Business Development at Wildcard Systems, Sumby worked with program managers and financial institutions to implement various prepaid solutions including; general purpose (GPR), gift and, government, incentive, virtual and payroll card programs. At First Data, he served a list of marquee clients and worked on strategic initiatives from within the closed network card group. During his tenure with American Express, he supported business development activities with Hollywood and Fortune 500 corporations along the western seaboard. Sumby joins CNB-Enid as the Senior Vice President of Business Development for prepaid solutions where his vast corporate and banking experience will establish CNB-Enid as a vanguard for issuing and partnership activities within US prepaid solutions.