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The Financial Services Division of CNB offers a variety of investment services that are tailored to meet individual investment needs, desires and risk tolerance.
Custodial Directed Accounts
For those customers who desire to make all of their own investment decisions without having to deal with the paperwork involved in the transactions, we offer a custodial or directed account service. We collect dividends and interest for the customer, carry out the customer’s buy and sell instructions, record every transaction and provide itemized reports to the customer.
Investment Management Accounts
This service removes the burden of making investment decisions from the customers. The Financial Services Department of CNB provides experienced and objective management of assets, which is attuned to individual goals, income needs and risk tolerance.
Investment Advisory Accounts
CNB also offers an investment advisory service for those who want our input in their investment decisions, but who still desire to make the ultimate investment decisions themselves.
All of our investment services provide the benefit of safekeeping of securities and comprehensive record keeping. Additionally, regulatory oversight through auditors and examiners, as well as CNB’s own capital requirements, provide peace of mind and safety for you.
Individual Retirement Accounts
Our Financial Services Department offers a variety of retirement plan options either self directed or managed for our individual customers including Traditional IRAs, Roth IRAs, Simple IRAs and SEP IRAs.
These products are not FDIC insured, may lose value, and there is no bank guarantee.